Roots To Returns
Building Growing and exiting a Business with South asian Values
"Roots To Returns" by Sim Gakhar is a must-read for South Asian entrepreneurs navigating the Canadian business landscape.
This practical guide bridges cultural values with modern financial strategies, offering actionable insights on tax efficiency, insurance, retirement planning, and legacy building.
Whether you're starting, scaling, or exiting your business, this book provides the tools to protect your wealth, minimize risks, and secure your family’s future—all while honoring your roots. Written in clear, relatable language, it’s your roadmap to turning hard work into lasting success.
What’s Inside?
Mindset Shifts for Growth
Learn how to balance traditional values with smart financial strategies to scale your business confidently.
Tax & Insurance Mastery
Discover legal ways to reduce taxes, protect your assets, and use insurance as a wealth-building tool.
Legacy Planning
Ensure your business outlives you with structured succession plans, Wills, and generational wealth strategies.
Why You should read THIS BOOK
Running a business is rewarding but comes with complexities—especially for South Asian immigrants adapting to Canadian systems.
This book demystifies financial planning, compliance, and risk management, tailored to your cultural context. Avoid costly mistakes, leverage tax-saving opportunities, and build a legacy that empowers your family.
Whether you’re a startup founder or a seasoned entrepreneur, Roots To Returns equips you with the knowledge to thrive today and leave a lasting impact tomorrow.
about the authors
Sim Gakhar, a trusted wealth advisor and Top of the Table MDRT member, specializes in helping South Asian entrepreneurs build lasting legacies. Her journey began in a home filled with books, raised by Indian educators who taught her that knowledge, integrity, and service are the most valuable forms of wealth.
After immigrating to Canada, Sim rebuilt from the ground up. She took on multiple jobs before discovering her passion for financial education. A significant moment early in her career, delivering a life insurance cheque to a grieving widow, solidified her mission: no family should face financial chaos when life takes a turn.
Today, Sim leads SG Wealth Management, blending South Asian values with modern financial strategies. Whether planning a business transition or preparing for retirement, she helps clients align their wealth with what is most important: their family, faith, and future.
"Your business is your legacy. Let's build it thoughtfully."